I Maxed Out One Million on My Credit Cards and Fled the USA Chinese Guy Meme.

I Maxed Out One Million on My Credit Cards and Fled the USA

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Updated May 16, 2024 at 04:41PM EDT by Zach.

Added May 16, 2024 at 09:53AM EDT by Owen.

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About

I Maxed Out One Million on My Credit Cards and Fled the USA refers to a Chinese social media post shared by a user named 猎户执剑人 who alleged that they left the United States after maxing out their credit cards from various banks and companies like Chase, CitiBank and American Express and not paying the debt, totaling about $140,000 or 1,000,000 CN¥. In their defense, the user said, "I always remember that I am Chinese and my mission is to revive China!" Furthermore, "This is also a strong blow to American imperialism!!! A final lesson for American capitalists!!!" The post was originally shared on the Chinese social media platform Xiaohongshu (aka "Little Red Book"). It was then screenshotted and went viral on Reddit and Twitter / X in May 2024.

Origin

On May 14th, 2024, X[1] user @xijinpingdiguo tweeted a screenshot of a post shared on Xiaohongshu (aka "Little Red Book") from a user named 猎户执剑人 who wrote, "信用卡刷了100w逃离美国…" translating to, "I swiped 1 million on my credit card and fled the United States…" (shown below, left). The X user posted the image with multiple question marks as the caption, receiving over 482,400 views and 950 likes in two days.

On May 15th, Redditor[2] Fuzzy_Worldliness_96 shared the Chinese screenshot to /r/facepalm, including screenshots translated into English (shown below, right). The post's caption was, "International student fled after maxing out credit card," receiving over 23,000 upvotes in one day.


猎户执剑人 Cards $7,962.05 Blue Business Plus Card ....11006 $0.00 Amazon Business Card ....91009 AMERICAN EXPRESS BUSINESS PLUS 09 CF FROST REXPORT INC CEFROST REXPORT INC Rewards Membership Rewards® Points Blue Business Plus Card (11006) ✩71,862 Redeem Rewards 7997 business 关注 A 信用卡刷了100w逃离美国… 大学毕业要跑路了家人们,走之前刷爆了各家 银行信用卡( personal business卡总共14万美 金!折合rmb竟有100w!!! 適 在这里感谢Chase,花旗,和美国运通,感谢3 年陪伴。 虽然你们的banking服务真的很好, 可我始终记得自己是中国人和自己振兴华夏的 使命, 让用这人生的第一桶金回去给祖国添砖加瓦! 同时也作为给美帝国主义的一记重拳!!!给 美国资本家的最后一个教训!!! △ 说点什么…… 440 192 618 < 猎户执剑人 Cards $7,962.05 Blue Business Plus Card ....11006 $0.00 Amazon Business Card ....91009 AMERICAN EXPRESS OFFROST REXPORTING Follow business 95 CFFROST REXPORTING Rewards Membership Rewards® Points Blue Business Plus Card (....11006) ✩ 71,862 Redeem Rewards A ] I maxed out one million on my credit cards and fled the USA... Fellow netizens, I'm graduating from university and about to leave. Before returning to China, I maxed out my credit cards from various banks (personal and business cards totaling $140,000! Equivalent to 1,000,000 CN¥!!!) A big thank you to Chase, Citibank, and American Express for supporting me over the past three years. Although your banking services are excellent, I always remember that I am Chinese and my mission is to revive China! Let me use this first pot of gold in my life to contribute to my motherland! This is also a strong blow to American imperialism!!! A final lesson for American capitalists!!! ✓ Say something... 440 192 618

In English, the Chinese user's post reads:

I maxed out one million on my credit cards and fled the USA…

Fellow netizens, I'm graduating from university and about to leave. Before returning to China, I maxed out my credit cards from various banks (personal and business cards totaling $140,000. Equivalent to 1,000,000 CN¥!!!)

A big thank you to Chase, Citibank, and American Express for supporting me over the past three years. as Although your banking services are excellent, I always remember that I am Chinese and my mission is to revive China!

Let me use this first pot of gold in my life to contribute to my motherland! This is also a strong blow to American imperialism!!! A final lesson for American capitalists!!!

Currently, the original post on Xiaohongshu (aka "Little Red Book") has not been discovered. Regardless, multiple Chinese netizens have written articles[3][4] on the topic starting on May 15th. Also, a user on Weibo[5] shared a post about it on May 15th, gaining over 1,300 likes in a day.

As of May 16th, 2024, searching the original user's name "猎户执剑人" on Xiaohongshu provides no results, indicating that they could have deleted their account.

Spread

Chinese-speaking internet users shared the post on X,[6] Threads [7] and Dealmoon[8] on May 14th, 2024. On the /r/facepalm post, various Redditors shared viral comments, such as Redditor[9] HotEntertainment2825, whose comment sparked a thread in which users debated if the post was satire and whether or not the Chinese user's plan would backfire (shown below).


HotEntertainment2825 1d ago I really wanna see how this plays out. Reply ↑ Share > 10K No-Sense-6260 1d ago Nothing will come of it. People do this all the time, the credit card companies just take the hit. His credit is ruined in America but if he doesn't come back it doesn't really affect him anywhere else. It technically is not illegal to default on your debts. 8.6K sarayewo • Reply ↑ Share 1d ago And to add a bit more clarity, he's even fine to come visit again - he won't be denied entry or a visa b/c of CC debt. And it's likely that CC companies will write off the debt in 5 years and it will drop off of his credit report in 7 so even if he moves back further down the road it will be water under the bridge. ☹ 4.4K Reply ↑ Share SpillingHotCoffee . 1d ago Edited 14h ago Debt leaves after 7 years? What? --> students loans cannot be taken care of this way... But could I pay my whole student loan on a CC and default on that payment? Theoretically. I'm married and could just mooch off my spouse, so long as his credit isn't impacted. I could just pay him rent from my paycheck? What could go wrong with an uncollareralized loan?? I seriously know very little about finances. I raised my credit score from 600 to 700 with major help from people smarter than me. The only loans in my name are for my student loans and my car. ETA: Moar questions! 1.5K sarayewo • Reply ↑ Share 1d ago Negative remarks on credit reports get dropped after 7 years, with the exception of bankruptcies, liens and a few others. 1.5K Reply ↑ Share

On May 15th, X[10] user @bubblebabyboi tweeted the translated screenshot, adding an Engrish caption that referenced the Ouhhh… Husbant… Now We Are Homeress… meme, receiving over 6,300 likes in a day (shown below, left).

Later on May 15th, 2024, X[11] user @francisxwolf tweeted the screenshot, captioned, "based," receiving over 70,000 likes in one day (shown below, right).


bubble boi @bubblebabyboi Husbant I max out cwedit cah and flee to chyna now we rich 猎户执剑人 Follow ✓ I maxed out one million on my credit cards and fled the USA... Fellow netizens, I'm graduating from university and about to leave. Before returning to China, I maxed out my credit cards from various banks (personal and business cards totaling $140,000! Equivalent to 1,000,000 CN¥\!!!) A big thank you to Chase, Citibank, and American Express for supporting me over the past three years. Although your banking services are excellent, I always remember that I am Chinese and my mission is to revive China! Let me use this first pot of gold in my life to contribute to my motherland! This is also a strong blow to American imperialism!!! A final lesson for American capitalists!!! Say something... 440 192 618 • 2:26 PM - May 15, 2024 877.1K Views based francis wolf @francisxwolf 猎户执剑人 Follow ☑ I maxed out one million on my credit cards and fled the USA... Fellow netizens, I'm graduating from university and about to leave. Before returning to China, I maxed out my credit cards from various banks (personal and business cards totaling $140,000! Equivalent to 1,000,000 CN¥!!!) A big thank you to Chase, Citibank, and American Express for supporting me over the past three years. Although your banking services are excellent, I always remember that I am Chinese and my mission is to revive China! Let me use this first pot of gold in my life to contribute to my motherland! This is also a strong blow to American imperialism!!! A final lesson for American capitalists!!! Say something... 440 192 618 7:38 PM • May 15, 2024 3.3M Views

Similar threads surfaced on 4chan, such as a post shared on /pol/ [12] which received numerous replies (shown below).


猎户执剑人 Felow Imaxed out one million on my credit cards and fled the USA... Fellow netizens, I'm graduating from university and about to leave. Before returning to China, I maxed out my credit cards from various banks (personal and business cards totaling $140,000! Equivalent to 1,000,000 CNV) A big thank you to Chase, Citibank, and American Express for supporting me over the past three years. Although your banking services are excellent, I always remember that I am Chinese and my mission is to revive Chinal Let me use this first pot of gold in my life to contribute to my motherland! This is also a strong blow to American imperialism!!! A final lesson for American capitalists!!! Say something 1921 146KiB, 597x767, chink outsmarting the jew.jpg View Same Google iqdb SauceNAO Trace Anonymous ID: nGsrQBuS Wed 15 May [79/11] 2024 23:46:06 No.468194137 View Reply Original Report Quoted By: >>468194382 >>468194392 >>468194423 >>468194500 >>468195969 >>468196087 >>468196238 >>468196562 >>468197815 >>468198316 >>468198624 >>468198960 >>468199032 >>468199129 >>468199136 >>468199317 >>468199465 >>468199558 >>468199799 >>468199836 >>468199890 >>468199907 >>468200748 >>468200840 >>468200972 >>468201103 >>468201268 >>468201822 >>468201873 >>468202048 why don't americans do the same? Anonymous ID:CjyCWJC6 Wed 15 May 2024 23:50:12 No.468194382 Report >>468194137 Hngghh!!! Anonymous ID: +peuYolw Wed 15 May 2024 23:50:20 No.468194392 Quoted By: >>468194563 >>468201088 Report >>468194137 Why leave? Just run up a million in debt then file for bankruptcy. People do it all the time, no need to leave. Hell, he could stay here, wait seven years and do it again.

Various Examples


doomer @uncledoomer im telling you guys, its literally never over. you think its over? its never ever over because you always have the option of maxxing out six figures in cash advances from credit cards and flying to a country to start fresh that doesnt have an extradition treaty with the US 猎户执剑人 Follow ☑ I maxed out one million on my credit cards and fled the USA... Fellow netizens, I'm graduating from university and about to leave. Before returning to China, I maxed out my credit cards from various banks (personal and business cards totaling $140,000! Equivalent to 1,000,000 CN¥!!!) A big thank you to Chase, Citibank, and American Express for supporting me over the past three years. Although your banking services are excellent, I always remember that I am Chinese and my mission is to revive China! Let me use this first pot of gold in my life to contribute to my motherland! This is also a strong blow to American imperialism!!! A final lesson for American capitalists!!! Say something... 440 192 618 7:40 PM • May 15, 2024 2.3M Views P.B. Gomez @pbgomez_ If real, this almost certainly actually worked because China and the US have no extradition treaty and it's so petty (at least from the Chinese government's view) that nobody would bother spending any resources anyway to go after this guy. Well played, sir. francis wolf @francisxwolf · 18h based 猎户执剑人 Follow ☑ I maxed out one million on my credit cards and fled the USA... Fellow netizens, I'm graduating from university and about to leave. Before returning to China, I maxed out my credit cards from various banks (personal and business cards totaling $140,000! Equivalent to 1,000,000 CN¥!!!) A big thank you to Chase, Citibank, and American Express for supporting me over the past three years. Although your banking services are excellent, I always remember that I am Chinese and my mission is to revive China! Let me use this first pot of gold in my life to contribute to my motherland! This is also a strong blow to American imperialism!!! A final lesson for American capitalists!!! Say something... 440 192 618 8:54 PM • May 15, 2024 5,954 Views Anonymous 糖户执剑人。 05/15/24(Wed)22:45:13 No.197346027 Follow Imaxed out one million on my credit cards and fled the USA... Felow netizens, I'm graduating from university and about to leave. Before returning to China, I maxed out my credit cards from various banks (personal and business cards totaling $140,000 Equivalent to 1,000,000 CNVs A big thank you to Chase, Citibank, and American Express for supporting me over the past three years. Although your banking services are excellent, I always remember that I am Chinese and my mission is to revive China! Let me use this first pot of gold in my life to contribute to my motherland! This is also a strong blow to American imperialism!!! A final lesson for American capitalists!!! Say thing F------ based. 67 KB JPG

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